HVAC, Heating & Plumbing Financing in New Jersey
A boiler or furnace that fails in a January cold snap, an air conditioner that quits in a humid Jersey Shore summer, or a major plumbing repair rarely arrives on a convenient schedule. A.J. Perri offers flexible financing so you can take care of your home across Monmouth, Middlesex, Union, and Ocean counties now, and pay for it over time, without draining your savings.
Check your options below. It takes only a few minutes, and seeing your estimated monthly payment won’t affect your credit score.
Why finance your New Jersey home comfort project?
New Jersey weather demands a lot from your home. Cold, often snowy winters mean a dependable heating system is essential, whether that’s a gas furnace, a heat pump, or the hydronic boiler found in many older homes along the Shore. Hot, humid summers keep your air conditioner working hard in turn. When an aging system finally gives out, a full replacement can be a significant, unplanned expense. Financing turns that one large bill into a predictable monthly payment that fits your budget, so a sudden breakdown doesn’t force you to choose between comfort and your other priorities.
Predictable monthly payments sized to your budget
No down payment required to get started
A simple application with a credit decision in minutes
Special financing options made available on qualifying projects
Apply online before your appointment, or on the spot with your technician
How financing works through our partner, GoodLeap
We have partnered with GoodLeap to offer flexible payment options for your project. GoodLeap uses a soft credit check until funding and the highest score from all three bureaus to see if you qualify. It also takes just a few minutes to get started.
When you check your options, you’ll be able to enter the amount you want to finance and view up to three loan products side by side, each with an estimated monthly payment. There’s no obligation: this is most often used as a pre-approval, and you can adjust the loan product and the actual amount financed later, during the contract phase with your A.J. Perri technician.
What you can finance with A.J. Perri
Financing isn’t just for emergencies. Whether you’re replacing an aging system before it fails or upgrading to more efficient equipment, A.J. Perri can help you pay over time for:
Serving New Jersey homeowners since 1971
A.J. Perri started as a family business in Monmouth County in 1971 and has served New Jersey homeowners for more than 50 years, from Tinton Falls, Red Bank, and Long Branch to Freehold, Toms River, and Middlesex and Union counties. Our HVAC technicians and plumbers are fully background checked and drug tested, and every job is backed by our Exceptional Service Guarantee, with honest, upfront estimates and no hidden fees. That’s the same standard we bring to financing, so you always know what to expect before any work begins.
Ready to get started?
See your estimated monthly payment in just a few minutes, with no impact to your credit score. When you’re ready, our team is available seven days a week to answer questions and schedule your service.
Prefer to talk it through first? Call A.J. Perri at 732-733-2541 or schedule service online.
New Jersey financing FAQ
Will checking my financing options hurt my credit score?
No. GoodLeap uses a soft credit check to show you your options and estimated payments. Your credit isn’t affected unless your loan is funded.
How long does it take to apply?
Just a few minutes. You’ll enter the amount you’d like to finance, review your loan options, and receive a decision in minutes.
Do I need a down payment?
No down payment is required to get started on qualifying projects.
Can I change the amount later?
Yes. The amount you enter is an estimate for pre-approval. You can adjust the loan product and the actual amount financed during the contract phase with your technician.
Can I finance a boiler or water heater replacement?
Yes. Larger projects like a hydronic boiler replacement, a new water heater, or sewer pipe repair are exactly the kind of unplanned expense financing is designed for, so you can get the work done without paying the full cost up front.
Financing provided by GoodLeap and subject to credit approval; terms and conditions apply. Estimated payments shown are examples and are not a commitment to lend. Anton Cunningham Master HVACR Lic. #19HC00378400, Thomas Kober Plumbing Lic. #36BI01029400, NJHIC# 13VH1169330.